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GOP’s Plan to Overhaul Social Security

Tighten your seat belts as the assault on middle class America takes off even before the new administration takes office. As reported in The Fiscal Times, Rep. Sam Johnson (R-TX), chair of the House Ways and Means subcommittee on Social Security, “has begun circulating a proposal that would make major cuts and changes to the…

The More of Less: Finding the life you want under everything you own

During this highly acquisitive time as too many people frantically shop for the holidays, buying gifts that are not really wanted or needed… Joshua Becker’s book The More of Less extolls the value of paring down one’s possessions to simplify life and reduce debt. As quoted from the book’s website http://www.themoreofless.com/: “Most of us know…

What to Consider Before Rolling Over a 401(k)

“When leaving a job, you could withdraw your retirement-plan assets—paying withdrawal fees if applicable—and spend the money (not usually a smart retirement strategy). Or you could simply leave the assets in the old plan. Or, you could transfer them into the plan at the new job, assuming transfers are allowed. Or you could roll the…