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The Ultimate Guide to Budgeting

I MUCH prefer the term “Spending Plan’ to Budget but the same concepts apply. Having a spending plan and following it regularly is essential to creating financial stability and reaching your goals. There are SO many ways to set up a spending plan, many using phone apps or computer programs. But frankly, a paper and pencil plan can be just as effective and easier to implement. Simpler is better than more complex and more likely to actually be used.

Cheryl Wagemann provides suggestions:

https://www.moneygeek.com/financial-planning/resources/guide-to-getting-on-a-budget/