Facebook
money management / personal finance answers / personal financial management

10 BAD Personal Finance Myths

“Though they may seem correct on the surface, these personal finance myths could be costing you a fortune,” writes Sean Williams.

1. I don’t earn enough to save money 

2. A penny saved is a penny earned

3. Assets should be allocated based on a set formula

4. Cash is king 

5. I have to be rich to invest in the stock market 

6. A home is a good investment (my favorite)

7. Credit cards are bad news

8. Carrying a balance helps your credit score

9. Social Security won’t be around when I retire 

10. Wills are only for rich people 

 

 

 

 

 

 

Source: Financial Planning for Women