Watch a short video that explains the Free Application for Federal Student Aid (FAFSA) and how to apply for federal aid at: https://www.bestcolleges.com/blog/college-fafsa-deadlines/. “Each year, the FAFSA helps millions of students get aid for college. Learn when FAFSA deadlines are and what changes to expect for 2023-24 and beyond,” by Tyler Epps. “The 2023-24 FAFSA…
The Ultimate Guide to Budgeting
I MUCH prefer the term “Spending Plan’ to Budget but the same concepts apply. Having a spending plan and following it regularly is essential to creating financial stability and reaching your goals. There are SO many ways to set up a spending plan, many using phone apps or computer programs. But frankly, a paper and…
Women’s Guide to Making Financial Moves After College
“Graduating from college is an exciting time, full of potential to begin investing in your financial and personal goals. But life after college brings its own challenges for women — especially if you’re carrying the burden of student debt, which many are. It’s helpful to arm yourself with solid practices as you embark on the…
Restarting Your Career: 8 Tips for Women Going Back to Work
Are you looking to rejoin the workforce or to start a professional career for the first time? Kylie Ora Lobell has excellent advice for you. She provides detailed suggestions on the following topics: 1. Find Remote Jobs 2. Sign Up for LinkedIn 3. Reach Out to Former Colleagues 4. Include Relevant Stay-at-Home Experience on Your…
Stock Dividends: What They Are and How They Work
“Dividends are payments that companies make to share their profits with shareholders or investors. Dividends are often paid in cash, but they can also be issued as additional shares, called stock dividends. Either way, they help to provide investors with a regular income from their stocks. Not all stocks pay out dividends, so if receiving…
Three things you need to know about your student loan
Going to college is one of the most significant decisions an individual will ever make. There are enormous opportunities that come with higher education, but there are also significant costs associated with pursuing a degree. Most college students, if not all, need financial assistance to pay for tuition, books, and other fees. This is where…
How to Avoid Loan Fraud
Loan fraud can involve a variety of scenarios, and for individuals the consequences can be devastating. Anyone can be a victim of loan fraud. There’s one golden rule: if something sounds too good to be true, it probably is. Keep this in mind when you’re looking for a loan. You might think you’ll never get…
What taxes are applicable to students in the US? Taxes can be a confusing area for students, and they may not know exactly what they must pay and what they are exempt from paying. As an international student in the US, it can be even more confusing as tax laws differ from country to country.…
Money management guide for those with disabilities and special needs
Financial Resources for People With Disabilities by Daniel Gleich is available on the Madison Trust Company website. “People with disabilities often face additional financial challenges due to the added expenses that can stem from their disabilities, such as the need for more health care and the cost of equipment required to maintain their independence. But…
College Students and Taxes
https://moneyzine.com/tax/30-tax-facts-for-students/ College graduates and those who are about to open a new business might consider the following information from the piece handy: It is also noted that the brackets for the head of household are wider, so a 12% rate that would allow a maximum income of $41,775 is stretched to $55,900 at the same…
Facebook users can apply for a part of $725 million settlement
Writing for The Washington Post, Heather Kelly explains how millions of Facebook users can get compensation via a class-action settlement over Cambridge Analytica privacy violation. Facebook, which is owned by Meta shared users’ data without their consent. “Anyone who used Facebook between May 24, 2007, and Dec. 22, 2022, can submit a claim, even if…