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Don’t Move to Another State Just to Reduce Your Taxes

 “We know lots of friends who are considering moving from a high-tax state, such as New York, to a state with low or no state income taxes. They think they will end up with more money, although they are torn because they may also be moving away from family and friends just to escape state…

Responsibilities of an estate executor

“An executor is responsible for sorting out finances such as assets, liabilities, taxes, etc. of the deceased and distributing the assets to the heirs. An executor is not required to be legal or financial expert but takes on a fiduciary duty by maintaining highest degree of trust, impartiality, good faith, diligence and honesty” explains Komal Matwani,…

Widow Brain: What To Expect After Your Spouse Dies & 9 Ideas to Help

Elliott Appel provides the following perspective and advice: “Losing a spouse and becoming a widow is a life changing and emotional experience.  Emotions come and go: anger, fear, sadness, grief, loneliness, pain, shock, guilt, worry, and more.  Brain fog, or “widow brain” can appear, causing even more frustration.  Let me begin by saying everyone experiences…

7 Steps to Estimating Your In-Retirement Cash Flow Needs

 Like many of my posts I’m sharing links to excellent advice from other writers. Christine Benz from Morningstar offers suggestions on how to plan for spending needs in retirement.  “Ultimately, it may be difficult to forecast your actual income-replacement needs with a great deal of precision. Even as you attempt to anticipate every in-retirement expense…