“A person born before Jan. 2, 1954, and who has reached her/his full retirement age, can file for just the divorced spouse’s benefit and delay claiming her/his retirement benefit until a later date.”Must be at least 62 and the ex-spouse must be entitled to Social Security. The ex-spouse doesn’t have to be collecting a benefit.…
Day: May 2, 2020
Indexed Universal Life Insurance
Sales of Indexed Universal Life Insurance policies were hot while the bull market was raging. The appeal is that it promises yearly interest based on a stock index like the S&P 500. “The danger: If the market does down or flattens, all some buyers may be left with is an unaffordable insurance bill” according to…
Airlines where refunds don’t fly
Thanks to The Middle Seat columnist for The Wall Street Journal, Scott McCartney, we know the which airlines to avoid in the future when we start flying again. And for those who are sitting with a voucher that will expire, it’s time to pressure the airlines to refund your fare.When a passenger cancels a non-refundable…