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Understanding Medicare Choices

Medicare is a wonderful health insurance program for Americans 65 and older but making wise choices is a challenge. A great resource for helping choose between traditional medicare and Medicare Advantage plans is “making Medicare work for you” by Katie young and Jessica Dickler. Whether you are new to medicare or long-time user, check out…

Now is a great time to revisit your resolutions

How to help ensure  you keep your New Year’s resolutions and/or reach your financial goals?    Dan Ariely, Professor of Psychology and Behavioral Economics at Duke University, provides these suggestions:  “One option is to make it into a public commitment and use the people around you to push yourself get into better behavior.”  “Another option…

Tax time is the time to act on retirement savings!

It’s time to feed your “Financial Freedom Fund.” The federal government (under previous administrations… not sure how long this great deal will last….) offers a tax credit to help workers boost their retirement accounts. “The Retirement Savings Contribution Credit, aka the Saver’s Credit, is a tax credit that may be applied to the first $2,000…

Vehicle Smog Ratings & Idling

Did you know that your car has a “smog rating”? This number (1-10) reflects vehicle tailpipe emissions that contribute to local and regional air pollution.A smog rating of 10 is the cleanest. You can find a vehicle’s smog rating on the window sticker of new cars or on fueleconomy.gov. Once you’ve decided on the type of…